Meetinghouse Dental Care
Mercury-Safe, Metal-Free, High-Tech Dentistry

Financial Information


At Meetinghouse Dental Care, we realize each person's financial situation is unique. We offer multiple payment options. We want to ensure you enjoy your smile at its healthiest and most confident!

Payment options: 

  • We accept cash, personal check, Visa, Mastercard, Discover, American Express, and debit cards
  • We help with AFLAC and other pre-tax plans
  • For guests who prefer an extended monthly payment plan, we've contracted with CareCredit dental financing to provide comfortable terms for your budget.  No application fee, no down payment, no annual fee, no prepayment penalty. Paperwork is minimal, and approval is provided within minutes.  Apply directly from home by accessing CareCredit's website:
    • CareCredit offers 6 months same as cash.   
  • We offer a senior courtesy of 10% on all services!  (Can not be combined with insurance or with other courtesies.  Not valid on products.)
  • Ask about our 5% prepayment courtesy for major treatment pre-paid with cash or check!
  • If you prefer, invest as you go. Complete your dental work by spreading your appointments over several months or even years.
  • If you have dental insurance, we will help you maximize the benefits to which you are entitled. We will also estimate your coverage for each procedure and process your claims as a courtesy to you. We work with ALL traditional PPO (out-of-network) insurances and are out-of-network providers for Blue Cross Blue Shield and United Concordia. 
  • If you wish to call your insurance company to determine if your out-of-network plan pays at the UCR (usual and customary rates)  or if it pays at a fee schedule, here are some preventive codes usually covered at 100% by traditional PPO plans - as well as our fees for those codes: periodic exam, code 0120, our fee $60 / professional cleaning (prophy), code 1110, our fee $108 / 4 bitewing x-rays, code 2740, our fee $78. Tell the agent who answers your calls that you would like to visit an out-of-network dentist. Give the agent the code and our fee, and ask at what percentage you can expect to be covered/reimbursed. If the agent answers 100%, clarify that it will be 100% of $60 (our periodic exam fee) or 100% of $108 (our cleaning fee) or 100% of $78 (our bitewing fee). If your plan pays at 100% for preventive, it will usually pay the traditional 80% for basic (fillings) and 50% for major (onlays and crowns). 
  • If you wish to call your insurance company to determine eligibility and coverage for your initial New Patient visit using your out-of-network dental insurance plan, proceed as follows.  (1) Ask the agent if you are eligible for a new patient dental evaluation, code 0150, and for a full mouth series of 18 x-rays, code 0210. If you are not eligible, ask when you will be eligible.  Every plan has a different frequency allowed for the evaluation code 0150. Most plans permit two exams of any kind per year, sometimes with a restriction of 6 months between them, and most (but not all) count the New Patient evaluation as one of those two exams.  Most plans allow for a full mouth series of x-rays every 3 years, but a few plans allow for every five years.  If you are not eligible for a full mouth series of x-rays, you can ask the agent which dentist you should contact to request transfer of your current full mouth series to our office.  (If your x-rays are digital, have them sent to  If you have had a pano taken by an oral surgeon, and if it has been submitted to your dental insurance for coverage, it will have been substituted for the full mouth series in terms of eligibility.  Note that we will still take the full mouth series at the New Patient exam but that it will not be eligible for reimbursement.  (2) If you are eligible for the New Patient evaluation and for the full mouth series of x-rays, tell the agent that your out-of-network dentist charges $103 for code 0150 and $157 for code 0210.  Ask how much your plan will reimburse.  If the agent says 100%, clarify that it is 100% of our fees of $103 and $157.  NOTE: The New Patient exam is $223 total, with $103 of that $223 that we can submit to insurance under dental code 0150.
  • If you are a current patient of record insured by Delta Premier or a current patient of record employed by a company switching coverage to Delta Premier, we remain in-network as a gesture of our sincere appreciation for your history with us.  If, however, you are a non-patient, we regret that the practice is no longer accepting new patients insured by Delta Dental.
  • We can not work with any HMO (DMO) plans, and we do not accept Medicare/Medicaid or CHIP.
  • If you are not currently a patient of our practice, we recommend not calling the insurance company to inquire about coverage for fillings and onlays until you have a treatment plan (even a tentative one) with tooth numbers, surfaces, and ADA dental codes.  That said, we can give you a very general idea regarding cost in our office.  Every tooth has five surfaces: the surface toward the back of the mouth, the surface toward the front of the mouth, the surface of the tooth next to the cheek, the surface next to the tongue, and the biting surface.  A one surface posterior filling, before insurance, is $215.  A two surface posterior filling is $274.  A three surface posterior filling is $337.  Fillings are usually addressed by dental insurance under Basic.  If there is more existing filling than remaining natural tooth structure, a white filling will not withstand the biting pressure; it will flex and lose its bond.  The restoration needed will be an onlay or possibly a crown.  An onlay or crown in our office is $1299, code 2740, addressed by dental insurance under Major.

    Since 1983.

    We are often asked, “How long will this ceramic crown – or porcelain veneer – last?”  So many factors influence longevity of dental restorations that our best estimates can never be more than estimates.  We do, however, fully support your investment in optimal dental health, and we love to exceed your expectations.  It is, therefore, our pleasure to continue to offer what we believe to be a unique value in dentistry . . .

    Our Part

    If the following restorations are found to need replacement within the time period indicated, if the tooth beneath is salvageable, and if you have done your part, returning regularly for routine care of restorations and surrounding gum area (see below), we will, at no charge, for as long as we are in practice:
    • Replace any crown, onlay, veneer, or bridge with a new crown, onlay, veneer, or bridge of the same type for up to 5 years.  
    • Replace any white composite filling with white composite filling for up to 2 years.
      • The ideal filling is no more than 50% of the tooth.  If more than 50% of the tooth has become compromised within the two year time frame, a crown or onlay will be indicated.  If indicated, we will credit the full fee originally paid for the composite filling toward the new crown or onlay.  You pay only the difference. 


    • It is not possible to guarantee longevity of cosmetic bonding.  Impact can break bonding.  Replacement is at full fee.
    • It is not possible to guarantee longevity of a root canalled tooth. Guarantee applies only to the integrity of the restoration itself.  We do not recommend root canals as a health-conscious treatment option.  All root canalled teeth eventually re-infect.  We do not recommend nor do we guarantee bridgework anchored on any root canalled tooth.
    • It is not possible to guarantee longevity of a Maryland bridge, although we will instruct you in its care.  It is considered a temporary replacement option.  Impact can dislodge or break retainer wings.
    • We cannot predict if gum or root canal treatment will ever be needed.  If needed, these procedures will incur a separate fee. 


    Your Part 

    . . . because achieving and maintaining optimal dental health requires a partnership between providers and guest! 

    • Visit our office a minimum of 2 times per calendar year for exams and professional cleanings - - 3 or 4 if we’ve diagnosed a gum condition - - so we can manage gum health, assure marginal integrity of restorations, and address problems while they are minimal.  

      ·  Note that this requirement, which allows us to monitor and maintain restorative integrity on an ongoing preventive basis, means that we are not able to extend our guarantee to non-patients who come here for mercury-safe restorative work only, although you are most welcome. Monitoring and maintenance will of necessity fall to your home dentist.

    • Carry no outstanding balance over 30 days after insurance claims are paid.



    All of my grandchildren come to this office.  They actually look forward to their dental appointment.  This is wonderful for them and their parents.  Hopefully they will feel this way for a long time!

    Elaine Cavalier, Horsham PA

    Great staff - all of you see to patient care and confort!

    Terry Antonacci, Horsham PA

    Been coming to this practice fifty years.  First with Dr. Schroeder and then with Dr. Trovato.  It gets better all the time.  Staff all professional and pleasant.  Sandy is exceptional!

    Betty Clegg, Hatboro PA

    We looked all over, and finally a friend recommended Meetinghouse Dental Care.  They handles all our insurance needs expeditiously.  We were impressed with the firendly environment and warm welcome they gave each and every one of us!  Meetinghouse Dental Care has the most advance equipment and the latest technology available, in addition to a highly trained staff.  We are all very pleased with our new dental family!

    Rick and Diane Saturno, Hatboro PA

    I've been a patient of Meetinghouse Dental Care for seven years!  I find the team very knowledgeable and pleasant.  Both doctors Wendy and Lou are very good dentists.  Sandy cleans my teeth and is very gentle and pleasant.  My husband and I always look forward to the fresh baked cookies!

    Gail Gordon, Horsham PA

    "Start every day with a smile, and get it over with." - WC Fields