Meetinghouse Dental Care
Mercury-Safe, Metal-Free, High-Tech Dentistry

Financial Information


At Meetinghouse Dental Care, we realize each person's financial situation is unique. We offer multiple payment options. We want to ensure you enjoy your smile at its healthiest and most confident!

Payment options: 

  • We accept cash, personal check, Visa, Mastercard, Discover, American Express, and debit cards
  • We help with AFLAC and other pre-tax plans
  • For guests who prefer an extended monthly payment plan, we've contracted with CareCredit to provide comfortable terms for your budget.  No application fee, no down payment, no annual fee, no prepayment penalty.  Paperwork is minimal, and approval takes minutes.  Apply directly from home:
    • CareCredit offers 6 months same as cash for procedures over $200.   
  • We offer a senior courtesy of 10% on all services!  (Can not be combined with insurance or with other courtesies.  Not valid on products.)
  • Ask about our 5% prepayment courtesy for treatment over $1000 pre-paid with cash or check.
  • If you prefer, invest as you go. Complete your dental work by spreading your appointments over several months or even years.
  • If you have dental insurance, we will help you maximize benefits to which you are entitled. We also estimate your coverage for each procedure and process your claims as a courtesy to you. We work with ALL traditional PPO (out-of-network) insurances and are out-of-network providers for Blue Cross Blue Shield, United Concordia, and Delta. 
  • If you are a prospective new patient and wish to call your insurance company to determine if your out-of-network plan pays at the UCR (usual and customary rates)  or if it pays at a fee schedule, here are three preventive codes usually covered at 100% by traditional PPO plans that pay on the UCR - as well as our fees for those codes:
  •       (1) periodic exam - code 0120 - our fee $60
  •       (2) professional cleaning (prophy) - code 1110 - our fee $108
  •       (3) bitewing x-rays - code 2740 - our fee $78. 
  • Tell the agent who answers your call that you are going to visit an out-of-network dentist.  Give the agent the code and our fee.  Ask at what percentage you can expect to be covered/reimbursed.  If the agent answers 100%, clarify that it will be 100% of $60 (our periodic exam fee) or 100% of $108 (our cleaning fee) or 100% of $78 (our bitewing fee).  If your plan pays at 100% for preventive, it will usually (not always, but usually) pay the traditional 80% for basic (fillings) and 50% for major (onlays and crowns). 
  • If you are a prospective new patient and wish to call your insurance company to determine eligibility and coverage/reimbursement for your initial new patient visit using your out-of-network dental insurance plan, proceed as follows. 
  •       (1) Ask the agent if you are eligible for a new patient dental evaluation, code 0150, and for a full mouth series (FMX) of 18 x-rays, code 0210.  If you are not eligible, ask when you will be eligible.  Plans (even those carried by the same insurance carrier) can allow different frequencies for code 0150.  Most plans permit two exams of any kind per year, sometimes with a restriction of 6 months between them, and most (but not all) count the new patient evaluation as one of those two exams.  Most plans allow for a full mouth series of x-rays every 3 years, but a few plans allow for every five years.  If you are not eligible for a full mouth series of x-rays, you can ask the agent which dentist you should contact to request transfer of your current full mouth series to our office.  If your x-rays are digital, have them sent to  If they are on traditional film, ask that they be copied onto duplicating film and mailed to YOUR address (not ours) so you can bring them with you on the day of your initial visit.  You may be required to retrieve the copy on duplicating film in person from your current office.  If the full mouth series of 18 x-rays transferred to us was taken more than a year ago, we will take bitewing x-rays to update the FMX.  (Bitewing code 0274; our fee $78.)  If you have had a pano taken by an oral surgeon, and if it has been submitted to your dental insurance for coverage, it will have been substituted for the full mouth series in terms of eligibility.  Note that we will still take the full mouth series at the new patient visit but that it will not be eligible for reimbursement. 
  •      (2) If you are eligible for the new patient evaluation and for the full mouth series of x-rays, tell the agent that your out-of-network dentist charges $103 for new patient exam code 0150 and $157 for FMX code 0210.  Ask how much your plan will reimburse.  If the agent says 100%, clarify that it is 100% of our fees of $103 and $157.  NOTE: The new patient exam is $223 total; we can submit $103 of that $223 to insurance under dental code 0150.
  • If you are a prospective new patient, we recommend that you wait to call your insurance company to inquire about coverage for fillings and onlays UNTIL YOU HAVE A TREATMENT PLAN (even a tentative one) with tooth numbers, surfaces, and ADA dental codes.  That said, we can give you an idea regarding cost in our office.  Every tooth has five surfaces: the surface toward the back of the mouth, the surface toward the front of the mouth, the surface of the tooth next to the cheek, the surface next to the tongue, and the biting surface.  A one surface posterior filling in our office, before insurance, is $215.  A two surface posterior filling is $274.  A three surface posterior filling is $337.  Fillings are usually addressed by dental insurance under basic, usually covered at 80%, although your plan may have a "posterior composite covered as amalgam" clause.  If there is more existing filling than remaining natural tooth structure, a white filling will not withstand the daily biting pressure; it will flex and eventually lose its bond.  The restoration needed will be an onlay or possibly a crown.  An onlay, code 2643, or a crown, code 2740, is $1299, usually addressed by dental insurance under major, usually covered at 50%.
  • We can not work with HMO (DMO) plans, Medicare/Medicaid, or CHIP.
  • If you are a prospective new patient insured by a Delta plan that allows for out-of-network reimbursement (Delta Premier, Delta PPO, Delta AARP), we can now, as of January 2019, accept you as a new patient of the practice and work with your insurance on an out-of-network basis.  (See below for Delta Premier in-network fee schedule to give you a general idea regarding out-of-network reimbursement.)  As of January 2019, our provider status with Delta will be out-of-network only, ending five years of the practice being closed to new Delta patients.  WELCOME!
  • To patients of record insured by Delta dental insurance:
  •  We have made the difficult decision to terminate our status as in-network providers for Delta dental insurance after 35 years of participation.
  • As of January 1, 2019, we will become out-of-network providers only.
  • Open enrollment for benefit year 2019 takes place in November.  If you consult Human Resources, you may find that your place of employment currently offers or is willing to add alternative dental insurance options.  As always, our practice works with all traditional PPO plans, quoting estimated private pay portions, accepting copays and assignment of benefits, submitting and supporting and processing claims.  A PPO plan refers to any plan that offers out-of-network benefits.  If you DO have options, select a PPO plan that pays on the UCR (usual and customary rate) rather than on a fee schedule based on premium.  Our fees almost always fall within UCR.
  • Again, we are no longer in-network with any dental insurance,  We work with ALL PPO (out-of-network) plans only.
  • We will assist you or your Human Resource Department in any way possible.
  • We respect the value of the contribution of dental insurance companies.  Please know that you can still be a patient of our practice on an out-of-network basis after January 1, 2019.  As out-of-network providers, we will continue to submit claims and predeterminations on your behalf.   As out-of-network patients, Delta will require that you pay our practice in full at the time service is rendered.  We will submit your claims with benefits assigned directly to you.  Some plans will reimburse at a similar rate - some at a higher - to the rate extended to the dental practice previously, usually within 2-3 weeks.  However, to know FOR SURE what YOUR reimbursement percentages and maximums will be on an out-of-network basis, you MUST call either your Human Resource Department or Delta and inquire.  We have been informed by Delta that Delta will no longer send us copies of your EOB's (explanation of benefits).  For us to be able to assist you in reimbursement matters, you will have to fax us or email any EOB in question.  Fax to us at 215-293-0901.  E-mail to
  • Below find a list of common procedures along with ADA codes, Delta Premier in-network maximum allowances, and our actual practice fees.  Remember that as an out-of-network patient, your reimbursement may be at a higher or lower rate than the rate offered to in-network participating dental providers.  It may also be at a higher or lower percentage.  The following information is ONLY provided to give you a GENERAL idea.  You can refer to the ADA codes listed below when you call your insurance carrier.
  • HYGIENE PROCEDURES  (Preventive category, usually covered with in-network provider at 100% of Delta Premier in-network allowed maximum)
  • Code 0120 - periodic exam - Delta max $29 - our fee $60
  • Code 1110 - prophy (routine cleaning) - Delta max $57 - our fee $108
  • Code 0274 - bitewing check up x-rays - Delta max $40 - our fee $78
  • Code 0150 - new patient dental exam - Delta max $50 - our fee $103
  • Code 0210 - FMX - Delta max $95 - our fee $157
  • HYGIENE PROCEDURES  (Basic category, usually covered with in-network provider at 80% of Delta Premier in-network allowed maximum)
  • Code 4910 - perio maintenance cleaning - Delta max $97 - our fee $161
  • Code 4341 - scaling/root planing per quadrant - Delta max $175 - our fee $300
  • RESTORATIVE PROCEDURES  (Basic category usually covered with in-network provider at 80% of Delta Premier in-network allowed maximum)
  • Code 9110 - palliative visit - Delta max $50 - our fee $156
  • Code 0140 - limited exam - Delta max $50 - our fee $60
  • Code 2391 - 1 surface posterior composite filling  - Delta max $96 - our fee $215
  • Code 2392 - 2 surface posterior composite filling - Delta max $125 - our fee $274
  • Code 2393 - 3 surface posterior composite filling - Delta max $150 - our fee $337
  • Code 7140 - extraction - Delta max $100 - our fee $250
  • RESTORATIVE PROCEDURES  (Major category usually covered with in-network provider at 50% of Delta Premier in-network allowed maximum)
  • Code 2644 - onlay - Delta max $891 - our fee $1299
  • Code 2740 - crown - Delta max $850 - our fee $1299
  • Code 2962 - porcelain veneer - Delta max $735 - our fee $1299
  • Code 6057 - implant abutment - Delta max $700 - our fee $1035
  • Code 6058 - implant supported crown - Delta max $1056 - our fee $1648
  • Code 5110 or 5120 - upper or lower denture - Delta max $790 - our fee $1850
  • To provide time to acclimate, if you are an existing patient already insured by Delta Premier prior to January 1, 2019, we will follow the in-network Premier fee schedule write off we currently make on your behalf until June 30, 2019.  That is, until June 30, 2019, we will collect only the Delta allowed max for any procedure, write off the remainder, and submit the claim with benefits assigned to you.

  • Our Guarantee
    Since 1983.

    We are often asked, “How long will this ceramic crown – or porcelain veneer – last?”  So many factors influence longevity of dental restorations that our best estimates can never be more than estimates.  We do, however, fully support your investment in optimal dental health, and we love to exceed your expectations.  It is, therefore, our pleasure to continue to offer what we believe to be a unique value in dentistry . . .

    Our Part

    If the following restorations are found to need replacement within the time period indicated, if the tooth beneath is salvageable, and if you have done your part, returning regularly for routine care of restorations and surrounding gum area (see below), we will, at no charge, for as long as we are in practice:
    • Replace any crown, onlay, veneer, or bridge with a new crown, onlay, veneer, or bridge of the same type for up to 5 years.  
    • Replace any white composite filling with white composite filling for up to 2 years.
      • The ideal filling is no more than 50% of the tooth.  If more than 50% of the tooth has become compromised within the two year time frame, a crown or onlay will be indicated.  If indicated, we will credit the full fee originally paid for the composite filling toward the new crown or onlay.  You pay only the difference. 


    • It is not possible to guarantee longevity of cosmetic bonding.  Impact can break bonding.  Replacement is at full fee.
    • It is not possible to guarantee longevity of a root canalled tooth. If we place a crown or onlay on a newly root canalled tooth - or on an existing root canalled tooth that appear stable as per 3-D cone beam scan, guarantee applies only to restoration itself.
    • We do not recommend, are not likely to perform, and cannot guarantee bridgework or partials anchored on any root canalled tooth.
    • It is not possible to guarantee longevity of a Maryland bridge, although we will instruct you in its care.  It is considered a temporary replacement option.  Impact can dislodge or break retainer wings.
    • We cannot predict if root canal treatment or extraction will ever be needed.  If needed, these procedures will incur a separate fee. 


    Your Part 

    . . . because achieving and maintaining optimal dental health requires a partnership between providers and guest! 

    • Visit our office a minimum of 2 times per calendar year for exams and professional cleanings - - 3 or 4 if we’ve diagnosed a gum condition - - so we can manage gum health, assure marginal integrity of restorations, and address problems while they are minimal.  

      ·  Note that this requirement, which allows us to monitor and maintain restorative integrity on an ongoing preventive basis, means that we are not able to extend our guarantee to non-patients who come here for mercury-safe restorative work only, although you are most welcome. Monitoring and maintenance will of necessity fall to your home dentist.

    • Carry no outstanding balance over 30 days after insurance claims are paid.



    All of my grandchildren come to this office.  They actually look forward to their dental appointment.  This is wonderful for them and their parents.  Hopefully they will feel this way for a long time!

    Elaine Cavalier, Horsham PA

    Great staff - all of you see to patient care and confort!

    Terry Antonacci, Horsham PA

    Been coming to this practice fifty years.  First with Dr. Schroeder and then with Dr. Trovato.  It gets better all the time.  Staff all professional and pleasant.  Sandy is exceptional!

    Betty Clegg, Hatboro PA

    We looked all over, and finally a friend recommended Meetinghouse Dental Care.  They handles all our insurance needs expeditiously.  We were impressed with the firendly environment and warm welcome they gave each and every one of us!  Meetinghouse Dental Care has the most advance equipment and the latest technology available, in addition to a highly trained staff.  We are all very pleased with our new dental family!

    Rick and Diane Saturno, Hatboro PA

    I've been a patient of Meetinghouse Dental Care for seven years!  I find the team very knowledgeable and pleasant.  Both doctors Wendy and Lou are very good dentists.  Sandy cleans my teeth and is very gentle and pleasant.  My husband and I always look forward to the fresh baked cookies!

    Gail Gordon, Horsham PA

    "Start every day with a smile, and get it over with." - WC Fields